LandlordCosts Team 
Last updated: 8 October 2026 · Next review: April 2027 Rent guarantee insurance pays your rent if your tenant stops paying. For most of the past decade, many landlords saw it as an optional extra. The Renters’ Rights Act has changed that calculation: Section 21 has gone, the main rent-arrears possession ground now requires three … Read more
Last updated: 8 October 2026 · Next review: April 2027 Making Tax Digital (MTD) for Income Tax is the biggest change to how landlords report their income since Self Assessment went online. Instead of one tax return a year, landlords above a certain income level now keep digital records and send quarterly updates to HMRC … Read more
Last updated: 8 October 2026 · Next review: April 2027 Landlord insurance is one of the few running costs you can compare and cut every year — but only if you know what a normal price looks like. This guide pulls together the most recent published price data we could find, explains why two landlords … Read more
Last updated: 8 October 2026 · Next review: April 2027 Making Tax Digital (MTD) for Income Tax is already live for landlords with qualifying income over £50,000, and it reaches the £30,000 group on 6 April 2027 and the £20,000 group on 6 April 2028. If you’re in either of the next two groups, the … Read more
Last updated: 8 October 2026 · Next review: April 2027 Few topics cause as much confusion among landlords as Energy Performance Certificates. Headlines have talked about an “EPC C deadline” for years, but the rule you actually have to follow today is different — and the difference matters when you’re deciding whether to spend thousands … Read more
Last updated: 8 October 2026 · Next review: April 2027 The money you take at the start of a tenancy — the holding deposit, the tenancy deposit and the first rent payment — is now more tightly regulated than ever. The core deposit protection rules haven’t changed, but the Renters’ Rights Act has added a … Read more
Last updated: 8 October 2026 · Next review: April 2027 Landlord rules in England now change several times a year, and it’s easy to lose track of what is already law, what has a firm date, and what is still only a government plan. This page puts every major change in one dated timeline, labelled … Read more
Last updated: 8 October 2026 · Next review: April 2027 The Renters’ Rights Act is the biggest change to private renting in England in more than thirty years. Its first and largest phase took effect on 1 May 2026, and it changes how tenancies start, how rent goes up, how you get a property back … Read more
